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The information on this site is not necessarily correct. It is not intended to be used as professional advice by readers.

Be careful approaching wild animals or handling plants and other organisms. Everyone reacts differently to materials. Some people are deathly allergic to peanuts, other people do not react to poison ivy. Always use caution and never try something just because I did! And each encounter is unique. A chipmunk may flee in terror from me, or run towards and bite you. Be careful out there. Always know how to get first aid and proper medical aid. Never ramble alone. Always have someone who knows when you should be back, where you’ve gone, and when to call in expert help in case things go wrong. Life is meant to be enjoyed, not lost.

I’m trying very hard to provide accurate, informative articles which offer useful suggestions and guidance to others. But I am not a qualified professional providing specific personal recommendations to clients.

I may have accidentally provided incomplete or outdated information. The info I provide may not be applicable to your personal circumstances. Laws and regulations, financial company offerings and regulatory requirements can all change without notice and make my past articles out of date. All information is provided on an as-is basis.

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Please advise me of any errors, omissions or problems with information on this site, and I will try to correct it in a timely fashion.

That said, I hope you find the site useful and informative!